Self Funding Care Guide – Nursing Care
Where a residential home provides personal care only (such as help with washing, dressing and giving medication).
A nursing home provides care that needs to be carried out or supervised by a registered nurse (such as dressings, injections and so on) and must have a registered nurse present at all times.
There are two main types of nursing care:
- homes attended by registered nurses who lead teams of carers
- homes attended by registered mental nurses
As with residential care, in some cases the care needed may be paid for by the NHS; this may be provided free of charge because it is ‘intermediate care’ or if it is provided under the Mental Health Act. It is also free if the local authority decides not to charge, for example if the care is temporary (less than eight weeks) or if it is for a child.
If none of the above is applicable and your total assets exceed £23,250, you are unlikely to be eligible for any financial support and you will classed as a ‘self funder’. If this is the case, you will receive no further support or guidance from your local authority.
Care in a nursing home is calculated in the same way as residential care and is means tested with one exception; if you are assessed as needing nursing care, the NHS will make a flat rate weekly contribution towards your care costs (this does not include accommodation costs). The funding for people assessed as requiring the help of a registered nurse is:
- standard rate – £110.89 per week
- higher rate – £152.61 per week