Self Funding Care
Help self funders understand their self funding care options; understand care funding jargon and help to guide your self funding care actions.
Where a residential home provides personal care only (such as help with washing, dressing and giving medication).
A nursing home provides care that needs to be carried out or supervised by a registered nurse (such as dressings, injections and so on) and must have a registered nurse present at all times.
There are two main types of nursing care:
- homes attended by registered nurses who lead teams of carers
- homes attended by registered mental nurses
People with disabilities, mental health problems or learning difficulties are often cared for at home by paid or voluntary caregivers (such as family and friends), with additional support from home care agencies.
If home based care is not available or appropriate, then residential care may be appropriate.
Residential care will typically provide accommodation, meals, laundry, a programme of social activities as well as help with day-to-day basic care needs such as washing and dressing where required.
When moving your Mum or Dad into any form of care, financial matters will need to be resolved fairly quickly to determine who will be paying the bill, and if there is any extra assistance that you might be able to receive, even if you are certain you will need to self fund.
Who conducts a financial assessment, and what will they do?
Financial Assessments are conducted by the local council, and are free of charge. Their job is to determine whether or not the individual/s need their assistance to meet the financial costs of care, whether moving into a care or nursing home, or receiving care in their own home.